“As each one has received a gift, minister it to one another, as good stewards of the manifold grace of God.” (1 Peter 4:10)
“My little children, let us not love in word or in tongue, but in deed and in truth.” (1 John 3:18)
FIND A RESIDENTIAL FOR SALE/RENT
BUY/SELL A USED CAR
FIND A LOCAL TAXI
FIND A REGIONAL TRANSIT:
FREE EDUCATIONAL VIDEO
FREE EDUCATIONAL COURSES
EXPERT EDUCATION INSIGHTS AND RESOURCES
COLLEGEED: COLLEGE PLANNING PROGRAM
101 FREE ONLINE COLLABORATIVE LEARNING TOOLS
FREE ONLINE ECONOMICS COURSE MATERIALS
FINANCE IN THE CLASSROOM
54 FINANCIAL LITERACY LESSON PLANS
MyMoney.gov: THE 5 BUILDING BLOCKS TO MANAGING AND GROWING YOUR MONEY
THE BEGINNER’S GUIDE TO PLANNING AND SAVING FOR RETIREMENT
Arabic – Info for Arabic classes in SMSJ will be provided by Manal Labib.
University of Toronto
Welcome To Toronto
This is just a short list for the most common links that you will need to explore as a newcomer. Click the link by the end of each paragraph and it will direct you to the main website. There are other links inside the paragraph, which will take you to a certain item.
Remember, the more you learn and search the fastest you get adapted and settled with in your new life, don’t wait for others to do things for you, Do It Yourself.
Toronto, Ontario, Canada lies on the shore of Lake Ontario, the easternmost of the Great Lakes. Toronto is ideally located for operations with a world-wide focus. The city is located in the Eastern Time Zone. The multi-cultural nature of the city (over 100 ethnic groups) provides international companies a large pool of the language skills necessary to operate in international markets.
Social Insurance Number (SIN)
The Social Insurance Number (SIN) is a nine-digit number used in the administration of various Canadian government programs. You will require a SIN to work in Canada or to receive government benefits.
Canada Revenue Agency/Child Tax Benefit
The Canada Child Tax Benefit is a tax-free monthly payment made to eligible families to help them with the cost of raising children under age 18.
To prepare your income tax return you can print out the forms from the link. You can also submit your tax return electronically using NETFILE / EFILE.
Ontario Health System (OHIP)
If you live in Ontario, you must be at least 16 years old and have a valid Ontario driver”s licence to drive in the province. A newcomer to Ontario is required to apply for an Ontario driver”s licence within 60 days of taking up residence in the province.
You can search for schools in your area by street name. This search will tell you the nearest schools in your area and the required papers to admit your child.
· Public www.mto.gov.on.ca
· Catholic www.tcdsb.org
Rent an Apartment
This website has lots of data about unfurnished and furnished apartments in Toronto, as well as classified listings. Furnished apartments are a good choice when you first land and have no body to wait for you or a place to stay; many of them have websites and emails and it easy to get in contact with them. www.rentcanada.com/toronto/
Toronto FUN – Parks and Recreation
Toronto FUN is the City of Toronto’s Parks and Recreation programs for people of all ages. Toronto FUN has something for everyone. Toronto FUN programs are listed in the Toronto FUN Guides, published twice a year. The guides are produced according to district: North, South, East and West. In the Toronto FUN Guide you’re certain to find a program for you and your family. There’s also information about the City of Toronto’s museums and arts centres as well as details on how to register and pay for programs. www.city.toronto.on.ca/parks/torontofun
Get your Library Card, Toronto Public Library
This is a very useful site which has lots of information and you can locate any book on line, it also has an e-book, volunteer opportunities, courses and much more. www.tpl.toronto.on.ca
– There are hundreds of website to search for jobs. You search also in the career section for any company. These sites to search for jobs get tips on how to prepare your resume and be prepared for interviews.
· Professional Engineers of Ontario, P. Eng. for Engineers. www.peo.on.ca
· Want to become a Real Estate Agent! www.orea.com
Universities and Colleges
· Memberships and Volunteer work
· CO-OP Programs
Searching for houses! This website has listings of all properties available in market.
Mortgages! A step-by-step outline of the home buying process, information about financing and mortgages, and useful tools and publications. www.cmhc-schl.gc.ca
Start Your Credit History
Do you know that it is important to start a Canadian credit history so that you can start to get credit cards, buy/lease a car, rent an apartment, buy a house and perform many financial procedures. Scotia Bank initiated a program called “Welcome To Canada” it is based on issuing you a credit card and keep an amount of money on hold as an insurance for a year. This amount will be released as soon as you establish a good credit history.
A good credit history means that you pay all your financial obligations on time, that includes bills, invoices, credit card payments….etc, it important to keep a clean record as it helps when ever you decide to buy a car or a house or even when issuing new credit cards. RBC Royal Bank, CIBC, BMO Bank of Montreal, TD Canada Trust, Scotia Bank.
RRSP – Registered Retirement Savings Plan
RRSPs are one method by which the federal government can encourage people to take responsibility for their financial future. The government has established limits as to how much an individual can contribute to an RRSP on an annual basis. The yearly maximum allowable contribution limit is currently 18% of the prior year’s earned income up to a maximum of $13,500. Once you’ve determined the amount of money you can afford to put into your plan, the next decision must be where to invest. Fortunately, there is a plethora of options. Among them Canadian equities, international equities up to an allowable limit, mutual funds, Treasury Bills, bonds, stripped coupons, GICs and the list goes on. www.rrsp.org/rrsps.htm, www.cra-arc.gc.ca/tx/rgstrd/rpp-rpa-eng.html
RESP – Registered Education Savings Plan
An education savings plan (ESP) is a savings vehicle generally used by parents to save for their children’s post-secondary education. www.cra-arc.gc.ca/tx/ndvdls/tpcs/resp-reee/
News Papers and News
· Toronto Star www.thestar.com
· The Globe & Mail www.theglobeandmail.com
· CBC News www.cbc.ca
Welcome Again To Toronto
Welcome Centre Newmarket
York Region Immigration Portal
York Region and Surrounding Areas